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Your money.
Your connections.
Your choice.

Your financial life spans multiple banks and apps. Connecting them shouldn’t mean giving up control. Link helps you choose how your accounts connect to the software you trust.

Get started See how it works
Your connections3 active
Illustration

Budgeting app · connected via Link Direct

Token renews automatically
Can see
BalancesTransactions
Can’t see
Your bank passwordFull account number
Credentials
Exchanged for a token at sign-in; not retained.
An example of how Link is designed to show each connection: which app, which account, which provider, what the app can and can’t see, and controls to change provider or disconnect. Illustrative data.

01The questions

Connecting your money shouldn’t be a leap of faith.

When an app asks to link your bank, you’re usually shown a logo and a button. The reasonable questions come afterwards, if at all. Link puts the answers first.

  1. 01

    Who is connecting to my bank?

    Link names the connection provider before you approve anything — Link Direct, Plaid, Stripe, Teller or GoCardless, depending on what your bank supports.

  2. 02

    What information will they receive?

    You see the categories of data requested — balances, transactions, account details — before you continue, not after.

  3. 03

    Do I have to share my banking password?

    Sometimes. Where your bank offers its own sign-in page, you approve access there. Where it doesn’t, you may sign in within the connection flow. Link tells you which applies, and what happens to your credentials.

  4. 04

    Can I choose a different connection provider?

    Where more than one is available for your bank, yes. Link lays out the options and how they differ, rather than assigning one silently.

  5. 05

    What happens when I want to disconnect?

    You can end a connection from one place. How quickly access is revoked at the provider and the bank depends on what they support — and Link says so.

02Choice

One destination. A choice of connections.

Link brings supported connection options together in one place. Pick your bank and see which providers can connect it, how each one works, and where each one falls short — then decide.

Demo · region-level data
1 · Your bank
2 · How to connect

Link Direct

Operated by Maxint

Live

Large national bank: Example of a bank where Link Direct is already rolled out.

Region
Works with any institution that offers online access — an app or online banking. New institutions are added in the order people request them. In the UK and EEA, bank accounts connect through open banking instead.
Connection method
Connects through the bank’s own production APIs — the ones its app and online banking use, on the same infrastructure. Link examines how those systems work; it doesn’t scrape web pages. Open-banking access and bank partnerships are pursued alongside.
Sign in at your bank
Where open banking or a partnership exists. For direct connections, you sign in within Link’s flow with the same sign-in you use for your bank online.
Credentials
Exchanged for an access or session token. The original credentials are not kept by default. If a bank offers no usable way to renew access, credentials may have to be retained to keep the connection working — Link tells you before you connect.
Data
  • Account & routing detailsYes
  • BalancesYes
  • TransactionsYes
  • Account-holder identityVaries
  • Investment holdingsVaries

Whatever your bank shows you online, Link Direct can connect.

Limitations
  • New banks are added on request; your bank may need to be requested first.
  • Not used for UK and EEA bank accounts, which connect through open banking: today via GoCardless, and through Link’s own registration once it’s complete.
  • Doesn’t depend on a bank partnership — and doesn’t imply one or the bank’s endorsement.
  • When a bank updates its app or online banking, Link updates its integration to match.

Availability reflects each provider’s published regional coverage, checked October 2026. Banks shown are generic examples; third-party support for any specific institution isn’t verified here. Link Direct rollout status is shown for illustration. Provider names belong to their owners; listing them doesn’t imply a partnership.

03How it works

Simple on the surface. Thoughtful underneath.

  1. Step 1

    Choose your bank

    Select the financial institution you want to connect.

  2. Step 2

    Choose how to connect

    Review the providers available for that bank and how each one signs you in. Then approve access through that provider’s own authentication flow.

  3. Step 3

    Stay in control

    See which provider is connected, what data it can reach, and how to disconnect or switch — where the provider and bank support it.

Walk through the full flow with demo data — choosing a bank, a provider, and what you approve.

Try the demo flow

No bank is contacted. Don’t enter real credentials.

04Link Direct

Less distance between your bank and your software.

Link Direct connects to your bank the same way your bank’s own app and website do — through the bank’s production APIs, on the bank’s own infrastructure. No web-page scraping, and no waiting years for a partnership before your bank can be supported.

Same infrastructure as your bank
Link Direct talks to the systems your bank already runs for its own app and online banking, so it works the way they do.
No scraping
Structured data from the bank’s APIs, not text pulled from web pages — far sturdier than screen scraping.
Fewer hops
Your data goes from your bank to the app you chose, without a third-party aggregator in between.
Any bank that’s online
If your bank offers an app or online banking, Link Direct can connect to it — no partnership needed. Institutions are switched on one by one, as people ask for them.

Four ways a connection can reach a bank

  • The bank’s own APIs

    The production APIs behind the bank’s app and online banking. Structured data on the same infrastructure — Link examines how these systems work instead of reading web pages.

    Bank’s own systems: Yes — the same systems the bank’s app and website useNeeds a bank agreement: Not required

    In use

  • Open-banking APIs

    Regulated interfaces banks publish for third parties. You approve access on your bank’s own page.

    Bank’s own systems: Yes — a separate third-party interfaceNeeds a bank agreement: Regulatory registration

    Pursuing

  • Bank partnerships

    Access agreed directly with a bank, on terms the bank sets. Slow to arrange, so Link doesn’t wait for them.

    Bank’s own systems: YesNeeds a bank agreement: Yes

    Pursuing

  • Web-page scraping

    Logging in to the bank’s website as you and reading the pages. Breaks whenever a page changes.

    Bank’s own systems: No — reads the websiteNeeds a bank agreement: No

    Not used

To be precise: connecting through a bank’s own APIs doesn’t mean the bank has partnered with Link or endorsed it — Link doesn’t need that to work, and pursues formal agreements and open-banking access in parallel. When a bank updates its app or online banking, Link updates its integration to match. Third-party providers stay available, so you always have a choice.

05Credentials

Your credentials deserve a clear answer.

What happens to your password depends on how you connect. Here’s each path, stage by stage — including the one we’d rather not need.

Your credentials, held by Link

Used once, then discarded

Access token

Data reaching the app

  • Used during sign-in
  • Active
  • Credentials retained
  • Not held

Stage 01 of 05

Authenticate

You sign in within Link’s flow, with the same sign-in you use for your bank online. Your credentials are needed for this step.

06For developers

One integration. More ways to connect.

Supporting several financial-data providers usually means several integrations, several data shapes and several failure modes. Link is designed to absorb that work so your users get a choice and you maintain one integration.

Get started View documentationSee pricing
One integration surface
Integrate once instead of maintaining a separate integration per provider.
Provider choice and routing
Offer the providers your users need, under your own agreements with them. Link handles the integration and routing.
Normalized data, where supported
Accounts, balances and transactions in a consistent shape across providers.
Capability visibility
Know what each institution supports through each provider before a user starts.
Connection status and errors
Consistent states for healthy, needs re-approval, interrupted and disconnected.
A path to Link Direct
As direct coverage grows, it appears as another option — without re-integrating.
Concept · region-level data
Capabilities by provider for Large national bank, United States
ProviderAccount & routing detailsBalancesTransactionsAccount-holder identityInvestment holdings
Link DirectYesYesYesVariesVaries
PlaidYesYesYesYesVaries
StripeYesYesYesYesNo
TellerYesYesYesYesNo

Connection states, normalized across providers

  • Healthy
  • Needs re-approval
  • Interrupted at source
  • Disconnected by user

07Over time

Your connections should work for you — not lock you in.

The plan is to grow Link’s own integrations and official bank relationships, while keeping other providers available wherever they offer meaningful coverage or reliability.

The integration your software uses stays the same as the options underneath change. When a connection moves to a different route, the user is asked to approve it — nothing is migrated silently.

Illustrative — not to scale

  1. Link DirectBank APIs · growing coverage
  2. PlaidThird-party
  3. StripeThird-party
  4. TellerThird-party
  5. GoCardlessOpen banking · UK & EEA
  6. Your app → Link (one integration) → any of the routes above → your banks

Line weight suggests direction, not measured share. Moving a user to a different route requires their approval and follows each provider’s authorization rules.

08Get started

Make your financial connections your own.

Choose how your accounts connect today. Help shape a more transparent and flexible way to access your financial data.

Get started Read the docs

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